This short 3-minute audio clip will outline for you how I think about investing my money in the short run and the long run (meaning retirement). I also talk about risk and risk appetite so that you know what’s at stake.

Today’s blog is about one of my favorite topics: how do I know if it’s time to invest my money?
This question came from Dayanne on our very first LIVE Q&A and it was such a good question that I wanted to make sure you didn’t miss it.
Now, full disclosure, I am NOT a financial advisor or a CPA or any kind of certified financial planner.
I cannot give you investment recommendations or financial advice on what to do with your money.
What I DO have is an undergraduate degree in economics, an MBA with a concentration in finance AND a Master’s in Public Policy with a concentration in economics.
I am also a woman business owner who has to look out for herself when it comes to her finances.
There is no Plan B for me. My parents aren’t wealthy and my fiance and I are signing a prenup, so I’ve made my financial planning a priority.
That being said, let’s dive into what I do with my money and what I think about how you know if it’s time for you to invest your money!
In this short audio clip (seriously short, it’s only 3 minutes), I walk you through the 3 primary things I recommend you do with your money.
In it, I talk about:
- Short run: How much money I recommend having in cash
- Long run/retirement: What to do once you’ve hit your cash minimum
- Risk: How to think about risk when making shorter-term investments
If you have any questions, please feel free to comment below or email them my way to admin@nicolemichal.com. I will answer them in my next LIVE Q&A!
XOXO
Nicole
P.S. Want to join my FREE, LIVE Q&As on Women, Wealth + Worth? These happen every other Tuesday at 12:00pm Pacific time/ 3:00PM Eastern time. Sign up to join the next one here → http://bit.ly/39yXAlH